Tips for Parents

Parents with Juniors in High School – Less than a year and counting!

Hello Parents! In less than one year, your Class of 2018 student will be done with their college applications and will begin receiving their early action application results. Here are a few things that you’ll want to start focusing on to ensure that they’ll be ready to begin the applications! Project their GPA Schools will …

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2016-17 Cal Grant Income and Asset Ceilings

2016-17 Cal Grant Income and Asset Ceilings Here are the 2016-17 Cal Grant income and asset ceilings. The Cal Grant is income, asset and GPA based. Check the respective family size. The income includes taxable (adjusted gross income) and non-taxable income (i.e. pre-tax contributions towards retirement accounts). Common Mistake: parents assume it’s just their taxable …

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How to Pay for College without Going Bankrupt Part 2

Part 2 With each college application your high school senior fills out, you are filled with simultaneous joy and anxiety. Your child is ready to spread her wings and fly. But the question that’s weighing you down is how you’ll pay for it. In our last post, we talked about determining your expected family contribution—EFC. …

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3 Secrets to Creating a Successful College Payment Plan

Only 48% of parents have saved money for their children’s college education. As a result, when college days finally arrive, nearly 60% of parents take the hit and cut back their discretionary spending. Others, around 40%, take personal loans, postpone retirement, or take a second job in anticipation for loan repayment. Don’t wait until the …

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3 Things Your Child Can Do in High School to Get Money for College

Many parents (mistakenly) believe that the last year or two of high school is the time to be thinking about college. However, planning for college, and particularly how to pay for college, should start much earlier. In fact, there are things that your child should start doing in the early stages of high school that …

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Think You’ve Got College Costs Covered? Think Again.

You’ve been saving for your kid’s college education for years. An account is sitting at the ready waiting for that acceptance letter to arrive. Everything seems in order. But did you consider that tuition has risen nearly 80% in the last 10 years? Did you include funds for your eager student’s housing, books, clothes, or …

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